Dental Insurance

This is the policy for the US offices.

Questions

If you have questions regarding your dental insurance, please email benefits@thoughtbot.com.

Eligibility

All employees working 30 or more hours per week are eligible to enroll in a dental plan immediately upon starting with thoughtbot. Your effective date is your start date.

Dental Insurance

Dental Insurance is through Principal Financial Group. Our plan years run on a calendar year cycle: January 1st to December 31st. We cover 100% of the premium for the preventative Core Plan for employees and their families.

The Core Plan covers routine cleanings and exams twice a year and occassional x-rays. The calendar year maximum benefit is $500 per person.

You can also choose to upgrade your Dental coverage to the Enhanced plan. If you opt in you are responsible for the difference in the coverage cost. The Enhanced Plan provides coverage for additional services such as emergency exams, fillings and crowns. The calendar year maximum benefit is $3000 per person.

Please see the Dental Plan Summary to compare what services are covered by each plan. For more details, the complete plan descriptions are in the Dental folder.

Find a dentist in your area.

Monthly Dental Premiums for Employees

| Dental Plans | Core Plan | Enhanced Plan| | ————- | ———- | ———–| | Employee only | $0.00 | $38.69 | | Employee + spouse | $0.00 | $97.80 |

Changing Information

You have 30 days to make changes after life events (marriage, childbirth, etc). Otherwise changes must be made during the open enrollment period.

To change your enrollment following a life event, visit Employee Navigator. We may follow up with you to collect additional information necessary to make the requested change.

Termination

Unless otherwise stated, upon termination, your dental benefits will terminate at midnight on your last day of employment.

Upon termination you may be entitled to continuation or conversion of the group medical insurance plan in accordance with the terms of the policy and/or applicable state and federal law. For more information, contact benefits@thoughtbot.com.